Top Five Things To Look For In A Mortgage Agent

Author: Andre Ouimet - Mortgage Agent | | Categories: Mortgage Agent , Mortgage Refinance , Residential Mortgages

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Working with mortgages is quite challenging during the pandemic, with many people getting reductions in the amount that they were getting paid or losing their jobs. People are not spending large amounts of money or investing in projects that they can put off to the future. Additionally, mortgages are used for expensive items, which is something people are avoiding investing in, especially during a pandemic with an uncertain future.

Additionally, when it comes to getting a mortgage, companies are unsure whether people are able to make the payments. Furthermore, financial institutions and mortgage offices are not offering mortgages easily and many of their clients defaulting on their payments during the pandemic. The situation is rather unfortunate because loss of jobs and incomes are when people need money more than ever.

Additionally, when it comes to finding a mortgage agent, most people are unaware of the rules to follow to make sure they pick the right one. Selecting a person who calls themselves a mortgage agent is difficult because you could end up losing money or making a bad deal. For most people applying for one mortgage is one of the highest expense and financial obligation that they will undertake in their life. Here are some of pointers that people looking for a mortgage agent should keep in mind when seeking a mortgage.

1. Customer Satisfaction
Review the agent’s website. Does the website of a professional mortgage agent list comments from customers? Do they mention their opinion on services given by the professional? Always go through the information available before deciding to work with the person. If there is no information about the agent you are planning on working with, either online or offline, you should wonder why that might be the case.

2. Better Business Bureau
Go through the reviews mentioned on the Better Business Bureau website. It usually only lists complaints from unhappy clients, but it can be helpful to establish whether the professional may have a history of unprofessional practices. Some companies take steps that might not be considered unethical but may fall within the grey area. Always read up to know the kind of team you would ideally be signing up to work with.

3. Availability
Every professional, especially those who are great at their job, will have many clients with whom they would be working. Always make sure the person you are working with makes you a priority. How long does it take for the professional to respond to your initial inquiry? How available are they throughout the process that they are assisting you with? Are they available from Monday to Friday or on weekends as well? Are they available to post the regular office hours to assist if that is the only time you can spend talking, or if you can only speak after you get home from work? The answers to these questions might vary from person to person, but the one thing that should stay constant is that they should be willing to make the effort to work with your schedule.

4. Know what they are talking about
When you call to make your inquiry, is the professional ready to answer questions and provide options and advice, or do they hesitate? Do they know what questions to ask you in order to get a good idea of your situation? Additionally, when it comes to the work they do, you might have many questions or might want a better understanding of what options are available. They should be open to answering all the questions you have about the process because you want to make sure you are getting the best deal while also understanding what your options are.

5. Instills you with confidence in their ability
It is difficult to establish whether the professional you are working with can help with the service you are looking for. Most people can often tell whether their professional is warm and friendly and whether your personal ‘radar’ tells you that you are comfortable with this person or aren’t at ease with their personality. Other than being confident in the work that they are doing, you should also be able to trust that they have your best interests at heart. You have to be sure they are not making you are making a decision that only benefits them. They should be taking into account your ability to make the payments as well.

If you are looking for an experienced team when it comes to mortgages, look no further than  Andre Ouimet - Mortgage Agent. I assist with all mortgage-related services, including buying your first home, consolidating debt or dealing with unexpected bills that add stress to your life. I have experience in various fields, including real estate and lending and have been working with both borrowers and lenders for some time now, which makes me an expert who is more than willing to assist with all your requirements.

Additionally, by working with me, you have access to lenders who offer a variety of products to suit your needs. I can also sit with my clients to better understand what they are looking for so I can assist them better. If you are looking for a better understanding of the services that I provide, please click here. If you want to get in touch with me, please click here