Expert Mortgage is here to help you solve your financial problems. Andre brings to the table years of experience in many fields, including real estate and lending. As a result, he is comfortable in any environment and ready to spend as much time with you as you need to go over your situation and create solutions for your problems.
- RESIDENTIAL MORTGAGES
Our Broker Network is extensive, with lenders who can offer variable or fixed rates. We compare to find you the best available interest rate that lenders offer in Ontario for your residential mortgage needs, subject to income and credit approval.
- FIRST TIME MORTGAGES
If you have never bought a home before and are uncomfortable making the leap, call me. We can spend all the time you need to go over the details of how the mortgage industry works, what may work best for you and what options are available. If you are not ready to move forward, that's OK I am here to help, not to push.
- SECOND MORTGAGE
Whether you are buying a home for the first time or want to leave your current mortgage in place, many of our lenders offer second and third mortgages. You can decide what level of flexibility you require for your mortgage needs, and Expert Mortgage can help you find the mortgage you need.
- CONSTRUCTION LOANS
With housing prices these days it is difficult to find a larger home to accommodate your family needs. We offer advice on the details of Construction Financing. If you are ready to move ahead, Expert Mortgage works with many lenders who offer mortgage loans for minor or major renovations.
- PAST-DUE INCOME TAXES
If you have been informed that your tax-shelter investment have been revoked, or you just don't have the resources to pay down your mounting C.R.A. or Property Tax Debt, we have many lenders who can offer first and second mortgages to help you catch up.
- DEBT CONSOLIDATION
Income and Property Taxes are only two of many types of debts that can lead to stress. Many of our lenders will offer first, second or third mortgages to pay down your debts that have you unaware or have added up over time. One monthly mortgage payment can help reduce your monthly debt payments down to a single, simple monthly mortgage payment, helping to reduce your stress and improve your credit rating.
- HOME EQUITY LOANS
If you haven't got the income or good credit to qualify for a bank mortgage but need money to pay down your debts, or simply need quick cash, Expert Mortgage works with lenders who offer mortgages that are secured against your home or other property.